Data Made Beautiful.
Decisions Made Intelligent.
RiskSpan is the leading AI-native analytics platform for structured finance, mortgage-backed securities (MBS), private credit, and asset-backed finance (ABF). Our cloud-native Edge Platform combines agentic AI, machine learning models, and loan-level analytics to deliver instant insights for institutional investors, banks, and asset managers.
The industry's first AI-native analytics platform for loans, structured finance, and private credit. Powered by agentic AI that turns complex data into instant, actionable insights.
AI Isn't a Feature.
It's Our Architecture.
Unlike bolt-on AI solutions, every layer of the Edge Platform was built with intelligence at its core—from data ingestion to portfolio analytics.
RiskSpan's AI-native architecture means artificial intelligence and machine learning are embedded into every layer of the platform — not added as an afterthought. From GenAI-powered data ingestion with Smart Mapper ETL to predictive prepayment and credit models trained on decades of loan-level performance data, to agentic AI that answers complex structured finance questions in plain English. This makes RiskSpan fundamentally different from legacy analytics providers that bolt AI onto existing workflows.
AI-Powered Data Ingestion
Our Smart Mapper uses machine learning to read loan tapes in any format, intelligently recognizing every data element regardless of column order or naming convention. GenAI adds contextual understanding of surrounding data and asset class characteristics.
Predictive Models at Scale
Proprietary ML-driven prepayment and credit models trained on decades of loan-level performance data. Run millions of scenarios in minutes across any asset class—or bring your own models.
Agentic AI Analyst
Ask questions about your MBS data in plain English and receive sourced, narrative-ready answers in seconds. No SQL, no Python, no waiting—just instant, transparent intelligence.
The AI-Native Platform
for Private ABF
Purpose-built for the complexity of private credit. Ingest, model, and analyze any asset class with loan-level precision—powered by AI at every step.
RiskSpan's Edge Platform is the industry's leading AI-native solution for private asset-backed finance (ABF) and private credit analytics. The platform supports a wide range of asset classes including auto loans, consumer loans, commercial real estate (CRE), C&I loans, specialty finance, and equipment leasing. Smart Mapper uses machine learning to ingest loan tapes from any servicer format without manual data mapping. Loan-level forecasting and pricing models deliver granular cash flow projections, credit loss estimates, and option-adjusted valuations. AI-validated data quality rules ensure portfolio accuracy while pre-trade analytics surface relative value opportunities and reduce pricing errors for private credit investors and asset managers.
Any Asset Class, Any Format
Smart Mapper ML ingests loan tapes from any servicer in any format—auto, consumer, CRE, specialty finance—no manual mapping required.
Loan-Level Forecasting & Pricing
Granular cash flow projections and credit models calibrated to your portfolio. Stress test across rate paths and economic scenarios.
Boost Trading Profits
Data-driven pre-trade analytics reduce pricing errors and surface relative value opportunities across private credit portfolios.
AI-Validated Data Quality
Advanced QC rules and ML models validate and enrich portfolio data automatically, minimizing human error and ensuring accuracy.
Ask Your Data
Anything.
Our Agentic AI transforms hours of manual analysis into seconds of actionable intelligence. Just ask a question in plain English.
RiskSpan Agentic AI for MBS Data is an artificial intelligence-powered analyst that provides instant, transparent insights for agency mortgage-backed securities professionals. Users pose questions in natural language — such as "Which Ginnie Mae 2020 production pools had the fastest prepayment speeds in Q2?" — and receive visualized, cited answers within seconds. The system surfaces prepayment anomalies, performance drivers, and geographic trends across Fannie Mae, Freddie Mac, and Ginnie Mae pools. All findings include full source citations from eMBS factor files and agency disclosures for compliance verification. Agentic AI eliminates the dependency on SQL, Python, or manual spreadsheet analysis, converting hours of work into seconds of actionable intelligence with executive-ready output.
Natural Language Queries
No coding required. Ask questions in plain English and get answers with full source citations.
Pattern Recognition
Surfaces prepayment anomalies and performance drivers across agency MBS pools automatically.
Executive-Ready Output
Polished summaries, visualizations, and compliance-ready reports for stakeholder presentations.
Full Transparency
Every insight includes source citations so you can verify and trust the analysis.
One Platform.
Complete Intelligence.
A cloud-native SaaS platform that integrates data, models, and analytics to evaluate loans and structured finance investments with unprecedented speed and precision.
The RiskSpan Edge Platform is an award-winning cloud-native SaaS analytics platform purpose-built for loans and structured finance investments. It provides end-to-end capabilities across four pillars: (1) AI-Driven Smart Mapper ETL that uses machine learning and GenAI to ingest loan tapes in any format from any servicer, automatically recognizing and mapping data fields; (2) Pre-Trade Analytics for evaluating loan pools and securities with loan-level granularity including scenario analysis, relative value, and real-time cash flow projections; (3) Portfolio Risk Management with comprehensive surveillance, stress testing, and option-adjusted spread (OAS) analytics; and (4) Predictive Models including proprietary prepayment and credit models trained on decades of performance data, with support for MSR pricing, auto loans, personal loans, and bring-your-own-model capabilities. The Edge Platform serves institutional investors, commercial banks, asset managers, hedge funds, and insurance companies managing structured finance and private credit portfolios.
AI-Driven Smart Mapper
Ingest loan tapes in any format. ML-powered field recognition maps data elements automatically, while GenAI adds contextual understanding across asset classes.
Pre-Trade Analytics
Evaluate loan pools and securities with loan-level granularity before execution. Run scenario analysis, relative value, and cash flow projections in real-time.
Portfolio Risk Management
Monitor and assess portfolio risks with loan-level precision. Comprehensive surveillance, stress testing, and option-adjusted analytics across all asset types.
Predictive Models
Proprietary prepayment and credit models trained on decades of performance data. Bring your own models or use ours—including MSR pricing, auto loans, and personal loans.
Built for How
You Invest.
Purpose-built analytics for every participant in the structured finance ecosystem.
RiskSpan provides specialized analytics solutions across every major structured finance asset class. Agency MBS analytics cover Fannie Mae, Freddie Mac, and Ginnie Mae securities with pool-level AI-powered prepayment and performance analysis. Private credit analytics deliver loan-level forecasting and pricing for asset-backed finance investors. MSR analytics provide granular mortgage servicing rights pricing models with cash flow forecasts, option-adjusted valuations, and segmentation. Commercial bank solutions modernize CRE, C&I, and structured product analysis. Auto and consumer loan analytics provide credit and prepayment curves for lending portfolios. Whole loan analytics support end-to-end trading workflows from tape cracking to cash flow modeling.
Agency MBS
Deep analytics for Fannie Mae, Freddie Mac, and Ginnie Mae securities. Pool-level intelligence with AI-powered prepayment and performance analysis.
Explore →Private Credit
Loan-level forecasting and pricing analytics for asset-backed finance. Boost trading profits and efficiency with data-driven decision making.
Explore →MSR Analytics
Granular loan-level MSR pricing models that reduce pricing errors with cash flow forecasts, option-adjusted valuations, and segmentation capabilities.
Explore →Commercial Banks
Modernize investment analytics with cloud-native solutions. CRE, C&I, and structured product analysis on a single, scalable platform.
Explore →Auto & Consumer Loans
Credit and prepayment curves for auto and personal loan portfolios. Comprehensive analytics for consumer lending asset classes.
Explore →Whole Loans
End-to-end analytics for whole loan trading. From tape cracking to cash flow modeling, evaluate assets with speed and precision.
Explore →From Raw Data to
Actionable Intelligence
Four steps. One platform. Intelligence at every layer.
Ingest
Smart Mapper reads any loan tape format using ML. No manual mapping needed.
Enrich
AI validates and enriches data, applying QC rules and cross-referencing market sources.
Analyze
Predictive models and scenario engines generate loan-level analytics at scale.
Act
Agentic AI delivers insights in plain English with sourced, executive-ready output.
Trusted by Leading Asset Managers, Banks & Insurers
Trusted by the
Industry's Best
“In just a couple of hours, I was able to create a portfolio of synthetic loans, stand up an ETL pipeline, and run multiple OAS/pricing scenarios with customized behavioral models. This would have taken multiple days in other systems I've used.”
“RiskSpan's ability to share data with partners using the same system for analytics made the transition seamless. The operational and financial benefits were immediate—we consolidated data processing and analytics onto one platform.”
“We replaced an inflexible risk system from a Wall Street dealer with Edge. RiskSpan bundles data feeds, predictive models, and infrastructure management into a cost-efficient, flexible solution that handles our entire structured and mortgage portfolio.”
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GenAI Applications for Loans and Data Mapping
How Smart Mapper leverages GenAI to contextualize loan data and automate ETL across asset classes.
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Monthly Models & Markets Update
Recent model performance, emerging credit risks, and macroeconomic trends shaping structured finance in 2026.
Read More →Let's Talk
Structured Finance
Whether you're evaluating the Edge Platform, exploring our AI capabilities, or have questions about our models—we'd love to hear from you.
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Analytics in Action?
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